# Tandem Financial

Tandem Financial is a fiduciary wealth management and financial planning firm based in Greenwood Village, Colorado. The firm serves clients with comprehensive financial services including retirement planning, estate planning, wealth management, and investment advisory. Founded in 2018 by Ryan Erickson and Michael Franklin, Tandem Financial operates as a fee-only, independent investment advisor registered with the SEC, emphasizing personalized financial planning and collaborative advisory services.

## About

- [Home](https://www.tandem-financial.com/) - Tandem Financial's main landing page featuring their core philosophy of working together with clients to achieve financial goals, highlighting their 24+ year combined experience and personalized approach to wealth management.

- [Our Team](https://www.tandem-financial.com/team) - Comprehensive profiles of Tandem Financial's advisory team, including co-founders Ryan Erickson (CFP) and Michael Franklin, Chief Investment Officer Bradly Maddock (CFP), and additional advisors, para-planners, and client service specialists with their professional backgrounds and expertise.

- [Who We Serve](https://www.tandem-financial.com/who-we-serve) - Details about Tandem Financial's client relationships and expectations, outlining the principles of mutual trust, honesty, and respect that define their partnership approach with clients and the commitments they make as fiduciaries.

## Services

- [Financial Planning](https://www.tandem-financial.com/services/financial-planning) - Tandem Financial's comprehensive financial planning services including cash flow analysis, retirement planning, estate planning, education planning, tax planning, insurance analysis, and guidance on milestone events and major life decisions.

- [Wealth Management](https://www.tandem-financial.com/services/wealth-management) - Details on Tandem Financial's wealth management services including account reviews, account aggregation through Envestnet/Tamarac, and ongoing portfolio management and optimization for diversified client portfolios.

- [Collaboration](https://www.tandem-financial.com/services/collaboration) - Information about Tandem Financial's collaborative approach with estate attorneys, CPAs, accountants, bankers, insurance agents, and charities to create cohesive, comprehensive financial strategies aligned with clients' broader life goals.

## Client Resources

- [Contact Us](https://www.tandem-financial.com/contact) - Tandem Financial's contact page featuring their Greenwood Village, Colorado office address, phone number, email, operating hours (Monday–Friday, 9am–5pm), and a contact form for consultation requests.

- [Client Onboarding](https://www.tandem-financial.com/new-client-onboarding) - Information and resources for new clients beginning their relationship with Tandem Financial, including onboarding procedures and next steps for establishing an investment advisory agreement.

- [ADV Documents](https://www.tandem-financial.com/adv-documents) - Access to Tandem Financial's Form ADV filings and regulatory disclosures as required by the SEC for registered investment advisors.

- [Client Relationship Summary](https://cdn.prod.website-files.com/664247061ff359bcf9c23f74/69ea2af243df6d467b1f6763_Tandem%20Form%20CRS%20_AA_March%202026%20Final.pdf) - Form CRS document providing clients with a standardized summary of Tandem Financial's advisory services, fees, conflicts of interest, and disciplinary history.

- [Privacy Policy](https://cdn.prod.website-files.com/664247061ff359bcf9c23f74/69f37d0b88079f4f3ff6bb21_Tandem%20Privacy%20Policy%20April%202026.pdf) - Tandem Financial's privacy notice explaining how client information is collected, used, protected, and shared in accordance with applicable regulations.

## External Links

- [Charles Schwab Client Login](https://www.schwab.com/client-home) - Gateway for Tandem Financial clients to access their Charles Schwab brokerage accounts and investment holdings.

- [Tandem Financial Client Portal](https://tandem.portal.tamaracinc.com/Login.aspx?ReturnUrl=%2f) - Secure portal for Tandem Financial clients to access account information, documents, and communications through the Tamarac platform.

- [FINRA BrokerCheck](https://brokercheck.finra.org/) - Third-party regulatory resource for verifying Tandem Financial's registration status and reviewing any disciplinary records or complaints.

- [LinkedIn](https://www.linkedin.com/company/tandem-financial-llc/) - Tandem Financial's LinkedIn profile for professional networking, company updates, and industry insights.